met free Chapter 921: Don’t do things that violate principles
Chapter 921: Don’t do things that violate principles
Chapter 921: Don’t do things that violate principles
At the same time, Tao Wuji was struggling over whether to report Qin Hao to the audit department.
In Tao Wuji's opinion, Qin Hao was heading towards a dangerous path, and as a friend, he had the obligation to pull him back before he deviated from the track.
But this matter also involves Tian Xiaohui, so he decided to first persuade Tian Xiaohui to give up buying a house, and then persuade Qin Hao to "turn back."
Having made up his mind, Tao Wuji immediately returned to Shanghai from Chongming Island.
Tian Xiaohui was very happy to know that Tao Wuji was coming. She took her mother to the vegetable market to buy a lot of vegetables. She started preparing dinner at three o'clock in the afternoon, intending to celebrate together.
Mother Tian didn't have a good impression of Tao Wuji to begin with, and after the previous phone call, she disliked him even more.
"I don't know what good deeds that brat surnamed Tao did in his previous life. You are so devoted to him that you even made me miss my nap to cook for him."
Tian Xiaohui hugged her mother's arm and said coquettishly: "Oh, Mom, my cooking is not good, so please help me."
"Hmph, I don't know what sin I committed in my previous life that I gave birth to a debt collector like you." Mother Tian spoke with disgust, but she actually liked her daughter's tricks.
"Hey, mom, you are the best to me."
After finally dealing with her mother, Tian Xiaohui returned to her room and started dressing up, preparing to give her boyfriend a surprise.
At about half past five, Tao Wuji finally arrived at Tian Xiaohui's house.
When he entered the door, Mrs. Tian didn't give Tao Wuji a good look. It was Tao Wuji's first time visiting someone's house and he had no experience. The situation was a little awkward for a moment. It was Tian Xiaohui who smoothed things over and pulled the two of them to the dining table.
"Here, let's drink this cup of wine to thank our gentle and beautiful Ms. Zhou Huilan for working hard for an entire afternoon to prepare such a large table of sumptuous dishes. Let's wish her eternal youth."
Tao Wuji raised his glass with Tian Xiaohui somewhat awkwardly.
For her daughter's sake, Mother Tian couldn't be cold to Tao Wuji anymore. She took a sip of red wine and said, "I didn't make this to entertain him. I made this for our Xiaohui. Look at how thin she has become from working overtime lately."
Tian Xiaohui leaned close to Tao Wuji's ear and whispered, "My mother is like this, sharp tongue but kind heart, please don't mind it."
After Tian Xiaohui's mediation, the atmosphere at the dinner table gradually became less awkward. Just when Tian Xiaohui secretly breathed a sigh of relief, Tian's mother suddenly spoke.
"Xiao Tao, there are some things that Xiao Hui is not comfortable saying, so I, as her mother, will say them."
Tian Xiaohui knew something was wrong: "Mom, let's eat. Let's talk later if you have anything to say."
"It's none of your business, don't worry about it." Mother Tian was very firm this time.
Seeing this, Tao Wuji had no choice but to put down the bowl and chopsticks in his hands and said, "Auntie, you are the elder, just say whatever you want to say."
"Okay, then auntie won't be polite with you." Mother Tian said seriously.
"To buy the house this time, Xiaohui took out all her savings, and my aunt also took out all her pension. It was basically emptying the family's savings."
"You two haven't gotten married yet, so this is considered pre-marital property. Is it okay to write Xiaohui's name on it?"
Tao Wuji was about to open his mouth, but was interrupted by Mother Tian: "I haven't finished yet."
"You didn't pay a penny for this house, so is it okay for you to be responsible for the decoration of the house in the future?"
"Oh mom, what are you talking about?" Tian Xiaohui was afraid that Tao Wuji would lose face.
However, this time, Tian's mother did not give her a chance to change the subject: "Don't worry about it. We emptied our family savings to buy this house. I don't ask them to pay much, but at least they have to show some sincerity. We can't just sit back and enjoy the fruits of our labor, right?"
Seeing her mother's firm attitude, Tian Xiaohui winked at Tao Wuji, indicating that he should agree first.
However, what she didn't expect was that Tao Wuji actually told Tian's mother directly.
"Auntie, you should give up this house."
Mother Tian was furious: "What do you mean? We provided the house, and you are not happy with just being responsible for the decoration? Do you want to add your name to the house title?"
"Auntie, you misunderstood. That's not what I meant." Tao Wuji explained hurriedly.
Tian Xiaohui also helped explain: "Mom, Tao Wuji is not that kind of person. You misunderstood him. He didn't mean that."
Mother Tian was so angry that her hands were shaking: "What does he mean? I told you a long time ago that he is a bank clerk and he is from another place, he has no foundation. I told you to find a local boyfriend, but you refused to listen. Now look what happened, not only does he not pay for the house, but he also wants our house."
"Auntie, listen to me. The house that Junlong Real Estate sold to you was far below the market price. There is a price difference of millions. I suspect that Junlong Real Estate is planning to use this house to drag Lao Qin down."
However, Tao Wuji's explanation did not calm Mother Tian down, but instead added fuel to the fire.
"Stop exaggerating. Xiao Qin bought one himself. If there really was a problem, why would he help us get one? It seems to me that you don't have any money in your pocket, and you're embarrassed to add your name to the property title if you don't pay, so you don't let us buy the house."
"Auntie, I didn't, Xiaohui, believe me, I never thought about it that way."
This time, Tian Xiaohui did not speak for Tao Wuji, but called Qin Hao.
"Lao Qin, will the 30% discount Mr. Wu gave us for selling the house have any impact on you?"
"Did Tao Wuji tell you that?"
"Ah."
"30% off is indeed lower than the market price, but you used to work at Junlong Real Estate, so you should know that some employees can get an internal price of 20% off. Mr. Wu does want to have a good relationship with me, but it has little to do with the bank's business. For a loan of more than 1 billion yuan like Junlong Real Estate, Zhao Xing and Su Xing must sign before it can be approved. Do you think Mr. Wu is a person who does business at a loss?"
On the other end of the phone, Qin Hao paused and continued, "I actually told Tao Wuji about this, but he didn't believe it. You know his character. Once he makes up his mind, nothing can change it. So I just don't bother to explain it anymore."
"Okay, I understand, please."
After hanging up the phone, Tian Xiaohui pointed at the door and said to Tao Wuji: "You, get out."
"Xiaohui."
"Tao Wuji, let's break up."
Upon hearing this, Mother Tian's face immediately lit up with joy, and she pushed Tao Wuji out the door.
"My daughter has already told you that she has broken up, why are you still hanging around?"
"Auntie, Xiaohui, why can't you just trust me?"
Tao Wuji stood at the door of Tian Xiaohui's house for a long time, until it was dark. Tian Xiaohui didn't open the door again, and her phone was turned off. He had no choice but to leave sadly.
In the room, Mother Tian hugged her daughter and comforted her with concern.
"Nannan, it's okay. It's just a breakup. Why would you want to stay with a man like him? There are people you can pick up on the street who are better than him."
Tian Xiaohui wiped her tears and said, "Mom, don't worry, I'm fine. In fact, Tao Wuji and I have had conflicts more than once or twice. I had a hunch before that we might not be able to go to the end. Now that we've broken up, to be honest, I'm somewhat lucky. Fortunately, we didn't get married before getting divorced, right?"
Seeing her daughter forcing a smile, Mother Tian silently hugged her daughter tighter.
After leaving Tian Xiaohui's community, the down-and-out Tao Wuji returned to Chongming Island and devoted all his energy to work. He tried his best to persuade local grape-growing villagers to use the agricultural loans to build rain shelters for the grapes, so as to improve the quality of the grapes and sell them at a high price.
However, local villagers were not impressed by this, and they thought that the high price of the grapes was just his one-sided statement. So Tao Wuji found Zhao Mingde, the boss of the fruit company. Zhao Mingde promised the fruit farmers that if the quality of their grapes met the standards, he would buy them all and increase the purchase price from three yuan per catty to more than ten yuan.
Many fruit farmers were tempted by this, but Shenzhen Maoxing Bank did not have a business office on Chongming Island. If they wanted to apply for agricultural loans, they could only go to the Binjiang Branch. The round trip took a lot of time, and the application documents were very troublesome for these uneducated fruit farmers. Many people backed out on the spot.
Tao Wuji suddenly remembered that the bank’s internal documents had mentioned that the agricultural loan function would be embedded in the Shenzhen Maoxing Bank’s APP.
However, when Tao Wuji opened the Shenzhen Maoxing APP with great expectations, he found that this function was not online at all.
Tao Wuji immediately went to find Director Jia of the technical department who was responsible for the development and operation of the APP, hoping that he could launch the Huinong Loan as soon as possible.
"It will take at least a month."
"Director Jia, I can wait, but those fruit farmers can't. It could rain at any moment. Once it rains, their entire year's harvest will rot in the fields."
Director Jia said earnestly, "It's useless to tell me about this. You can see that our technical department only has so few people, and all kinds of functions are being rushed online. Leaders of all sizes are watching. How dare I neglect any of them?"
Tao Wuji was not stupid, so he could naturally hear the hidden meaning behind Director Jia's words. But as a small employee who was exiled to Chongming Island, which leader would help him?
After some struggle, Tao Wuji finally called Zhao Hui and told him the situation.
"okay, I get it."
After Zhao Hui hung up the phone, he suddenly remembered that Qin Hao had told him about Tao Wuji's problem a few days ago, so he called Qin Hao.
"Zhao Xing, what was your original intention in transferring Tao Wuji to Chongming Island? To train his abilities? To temper his will? Or to add something to his resume?"
Qin Hao's words made Zhao Hui slightly startled. Yes, he transferred Tao Wuji to Chongming Island just to see if his ability was worth training. If the other party could not solve the problem alone and had to rely on him to put pressure on the technical department, wouldn't that be cheating? This kind of test result was not what he wanted to see.
Tao Wuji waited in the technical department for a whole day, but Director Jia still insisted that Zhao Hui had not greeted him. Helplessly, Tao Wuji could only continue to stay in the technical department.
However, two days later, Director Jia still hadn't asked anyone to start developing the agricultural loan.
Tao Wuji had no choice but to call Zhao Hui again, but this time Zhao Hui did not answer.
Now, Tao Wuji was completely confused and he didn't know who to ask for help.
Director Jia saw that he looked so distraught and felt sorry for him: "Actually, you don't need a leader like Zhao Xing to speak up. As long as someone who has a say in the bank can give me a heads-up, that will be enough."
Tao Wuji's eyes lit up and he thought of someone.
Corporate Department, Deputy Manager’s Office.
While Qin Hao was reviewing the documents, he listened to Tao Wuji chattering about how hard the fruit farmers worked.
"Let's get to the point. I have a meeting to attend later. You still have five minutes." Qin Hao glanced at his watch.
Seeing this, Tao Wuji repeated what Director Jia of the Technical Department said, and then looked at Qin Hao expectantly.
"I can't make this greeting."
Tao Wuji got anxious when he heard this: "Lao Qin, just think of it as you doing me a favor. Even if you don't do it for my sake, think about those fruit farmers. It could rain heavily at any time in this season. If they don't install the awning before the rainy season comes, their entire year's harvest will rot in the fields."
Qin Hao interrupted impatiently: "First of all, you asked me to help you. Can I assume that you will help me in the future if I ask you for help?"
“As long as it does not violate the principles.”
"Well, I'm sorry, but you're asking me to go against my principles now. I can't help you with this."
Tao Wuji was slightly startled: "Lao Qin, I just said hello"
"The technical department has their own pace, which one to do first and which one to do later. Since everything has been arranged, wouldn't it be against the principle for me to say hello and cut in line?"
Tao Wuji was speechless after being rebuked for a long time, and then he said unwillingly: "But things should always be prioritized."
"It is precisely because of the priorities that the Agricultural Benefit Loan should be put at the back. You can calculate for yourself how much economic benefit our bank can bring if all the fruit farmers on Chongming Island use our Agricultural Benefit Loan?"
Tao Wuji retorted unconvincedly: "The purpose of a bank is not to make money, but to allocate money to where it is most needed."
"Okay, then tell me, once the money reaches the fruit farmers, can you guarantee that they will make money? Loans are risky, what if they lose money? What if the loans cannot be recovered in the end? What will happen to the fruit farmers if you just walk away? What about the bad debts?"
Faced with Qin Hao's questioning, Tao Wuji was speechless for a moment and could only make vague excuses.
"The boss of the fruit company agreed. As long as the fruit is of good quality, he will buy it all at a high price."
"What about the contract? What if he changes his mind at that time? Without it in black and white, what can you do to him?"
Tao Wuji's eyes suddenly lit up: "Lao Qin, if the fruit company signs a contract with the fruit farmers, will you help me?"
"can."
"Okay, that's settled."
Tao Wuji was afraid that Qin Hao would go back on his word, so he ran out of Qin Hao's office.
Qin Hao let Tao Wuji leave. He knew very well that the boss of the fruit company would not sign such a contract. After all, there were too many external factors that affected the price of fruits. It was difficult to determine the price before the fruits were put on the market. Moreover, the quality of fruits was difficult to define. It was impossible to measure the diameter of each fruit with a ruler and send them for testing to determine whether they were sweet enough, right?